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Are You Drowning in Credit Card Debt?

Your credit card may have started out as a convenience. Or maybe you used it to get out of a tight spot when money was short. Now, it has ballooned into an unmanageable financial problem, and it's a struggle just to keep up with minimum payments.

At Attorney Joseph J. D'Agostino, Jr., LLC, we help people who are struggling with credit cards and other forms of debt. We have extensive experience handling Chapter 7 and Chapter 13 bankruptcy cases and are prepared to help you put your debt problems behind you for good.

Contact us online or by telephone at 203-377-9994 to speak with an experienced Connecticut personal bankruptcy lawyer. For your convenience, we maintain two offices, one in Wallingford and one in Stratford.

Bankruptcy and Credit Card Debt

If you are struggling with credit card debt, you are not alone. It is the number one cause of debt problems in America. The offers of low interest rates and no annual fees may have seemed attractive at first, but miss a single payment and the interest can go as high as 25 - 30 percent — in addition to late fees and finance charges.

Credit card companies are among the most aggressive creditors. If you are behind on your credit card payments, you may be harassed and intimidated by the company. If economic circumstances make you unable to pay, you could become the subject of lawsuits and judgments. They could garnish your wages and even take money right out of your bank account.

Filing for Chapter 7 or Chapter 13 bankruptcy puts an end to these creditor actions. Chapter 7 liquidates credit card debt, so you won't have to pay it back. Chapter 13 reorganizes debt into a more manageable payment plan. An experienced bankruptcy lawyer can help you find the debt relief solution that is right for you. We are dedicated to helping you make your credit card debt a thing of the past.

Eliminate Credit Card Debt - Stratford Bankruptcy Attorney

If you are overwhelmed by credit card debt and are considering bankruptcy, we are here to help you explore your options. Contact us online or by telephone at 203-377-9994 to speak with an experienced Wallingford bankruptcy lawyer.