Connecticut Bankruptcy Attorney Joseph D’Agostino, Jr.
203-377-9994 or 203-265-5222
With offices conveniently located in Wallingford and Stratford, bankruptcy lawyer Joseph J. D'Agostino, Jr., assists clients throughout Connecticut with consumer bankruptcy and business bankruptcy.
Our practice is intentionally focused on debt relief and bankruptcy. Our reputation for excellence is built on providing clients with quality legal representation and the highest level of personal service. For additional information about our firm, our qualifications, and the level of personal attention we have provided every client for over 13 years, please visit our Firm Overview page.
Below are the top 10 bankruptcy mistakes you should avoid. Please contact us with any questions or to discuss your personal matter. The consultation is free; the advice may be invaluable.
Top 10 Bankruptcy Mistakes You Should Avoid:
One
Do not have more than about $100 in your bank account (or other liquid assets, such as stocks or mutual funds) on the day of filing for bankruptcy.
Two
Do not file when you are owed a substantial tax refund from the IRS or State, because the Court will take it to pay your creditors.
Three
Do not file when someone owes you money, because the Court will collect that money and pay it to your creditors.
Four
Do not pay a relative or friend significant amounts of money (more than about $400) within the year prior to filing bankruptcy. If you do, the Court will contact the relative and require them to pay it back to the Court to pay your creditors.
Five
Do not transfer any assets out of your name prior to filing bankruptcy.
Six
Do not pay any unsecured creditor more than $600 in the 90 days before filing bankruptcy.
Seven
Do not incur debt once you have seriously considered bankruptcy as an option.
Eight
Do not charge on any credit card for 90 days before filing bankruptcy.
Nine
Do not file if you are anticipating an inheritance within the next year.
Ten
Do not file if you are intending to sell your real estate soon.
To discuss your individual or business bankruptcy with a Connecticut bankruptcy attorney, we invite you to schedule a free confidential consultation. Call us at 203-377-9994 or 203-265-5222, e-mail us, or fill out our intake form on our Contact Us page. Rediscover financial freedom.